Are Free Credit Scores Useless?
Last week, credit bureaus were ordered to cough up $23 million for deceiving customers. The CFPB accused the credit bureaus of making false promises regarding the usefulness of the credit scores being sold to the public. According to the regulator, “TransUnion and Equifax falsely represented that the credit scores they marketed and provided to consumers were the same scores lenders typically use to make credit decisions. In fact, the scores sold by TransUnion and Equifax were
